Disability Benefits
Short-Term Disability insurance is “paycheck” protection that pays a percentage of your salary if you become temporarily disabled for a period of weeks. Common short-term disability claims include injury, pregnancy and minor surgeries.
Benefits |
|
|---|---|
Benefit Amount |
60% of Weekly Earnings |
Benefit Maximum |
Up to $1,000/week |
Waiting Period |
Accident 14 days |
Benefit Period |
Up to 24 Weeks |
Long-Term Disability insurance protects your ability to earn a paycheck. It pays a percentage of your salary if you become unable to work for a long period of time, months or even years. Common long-term disability claims include musculoskeletal disorders, cancer or serious illness and mental health issues.
Benefits |
|
|---|---|
Benefit Amount |
60% of Monthly Earnings |
Benefit Maximum |
Up to $5,000/month |
Waiting Period |
180 days |
Benefit Period |
Social Security Normal Retirement Age |